Terms and Conditions of Use and Privacy Policy

These Terms and Conditions of Use and Privacy Policy apply to individuals and institutions (“you”) visiting the Website, and, by downloading, printing, distributing or otherwise using or exploiting materials or content (“use”) on the Website, you hereby agree to comply with the Terms and Conditions detailed here. The Volcker Alliance (“Alliance”) does not warrant that use of any materials or content displayed on its Website will not infringe the rights of third parties. If the Alliance decides to change the Terms and Conditions of Use or Privacy Policy for its Website, we will post those changes here.

Terms and Conditions of Use

Trademarks
The Alliance’s trademarks, service marks, logos, and design elements displayed on the Website are owned by The Volcker Alliance, Inc. (collectively, the “Trademarks”). The Trademarks may not be used except to provide attribution as specified above. Nothing contained on the Website should be construed as granting, by implication or otherwise, any license or right to use any trademarks, service marks, logos or design elements displayed on the Website without the express written permission of the Alliance or any third party that may own such marks displayed on the Website. 

Disclaimer
The Alliance makes no representations or warranties of any kind, express or implied, as to the Website’s operation or the information, content or materials included on the Website; all of which are provided on an “as is” and “as available” basis. To the full extent permissible by applicable law, the Alliance hereby disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for any particular purpose. The Alliance will not be liable for any damages of any kind arising from your use of or inability to use the Website. You expressly agree that you use the Website, or any materials or content from the Website, solely at your own risk. You also hereby agree to indemnify the Alliance, its employees, agents, and affiliates from any and all claims and/or damages (including but not limited to reasonable attorneys' fees) resulting from any claim brought by any third party relating to your use of the Website or any materials or content obtained from the Website.

Privacy Policy

The Alliance is committed to protecting the privacy of visitors to its Website. Your privacy concerns are important to the Alliance. This Statement is designed to inform you about our privacy principles and policy regarding collected data. The only information the Alliance obtains about individual visitors to its Website is that supplied voluntarily. Personally identifiable information provided by a visitor (name, email or home address, etc.) will not be disclosed to anyone unless the visitor expressly permits the Alliance to do so.

Personally Identifying Information

The Alliance does not require you to register or furnish any personal information as a condition of using our Website. We collect personally identifying information only if you voluntarily provide it to us.

The Alliance logs Internet protocol (IP) addresses to conduct system administration, report aggregate information, and conduct site analysis. An IP address is a number automatically assigned to your computer whenever you access the Internet. All computer identification on the Internet is conducted with IP addresses, which allow computers and servers to recognize and communicate with each other. If a visitor requests pages from the Alliance, the Alliance servers enter the visitor's IP address into a log. To maintain visitor anonymity, the Alliance does not associate IP addresses with records containing personal information. However, the Alliance will use IP addresses to identify any visitors who refuse to comply with the Alliance's in-house rules or terms of service, and to identify visitors who threaten our service, site, customers or others.

Cookies
The Alliance uses cookies only to enhance your web browsing experience. (A cookie is a unique number assigned to you and stored on a cookie file on your computer.) The first time the Alliance serves you a page, our site places a text file called a "cookie" in the browser files of your computer. Cookies are pieces of information that a Website transfers to an individual's hard disk for record-keeping purposes. Our site uses cookies only to identify you during your visit; they do not contain personal information and we do not use them to store personal information about you, track your movements to other sites or sell information about you to others.

External Links
In order to provide visitors with greater value, the Alliance may provide links to various third-party Websites. However, even if an affiliation exists between the Alliance and that third-party site, the Alliance exercises no control over linked sites, each of which maintains independent privacy and data collection policies and procedures. If you visit a Website which is linked to the Alliance, you should consult that Website’s privacy policy before providing any personally identifying information.

Security
The Alliance’s Website has security measures in place to protect the loss, misuse and alteration of the information under our control. Personal information furnished to the Alliance is stored in a secured database.